Contributor Posts

HSA Updates

“Mr. HSA” Projects 2022 HSA Amounts

“Mr. HSA” Projects 2022 HSA Amounts

I have accurately predicted the annual adjustments by the Internal Revenue Service for the past 15 years.

BJCJanuary 20, 2021Comment

Why More Companies Will Think of Benefit Plans as ‘Health Hubs’ in 2021

Why More Companies Will Think of Benefit Plans as ‘Health Hubs’ in 2021

There’s no doubt that 2020 was a challenging year. As with other industries, we dealt with ensuring the continued health and safety of our employees and providing the ongoing service and support our customers have come to expect and appreciate during the COVID-19 pandemic.

BJCJanuary 13, 2021Comment

The Changing Attitude Toward HSAs

The Changing Attitude Toward HSAs

Considering the need for effective health care in 2020 due to COVID-19, health savings accounts took on new value.

BJCJanuary 6, 2021Comment

HSAs and the employer’s role in the development of an equitable plan environment

HSAs and the employer’s role in the development of an equitable plan environment

With the right employer support, HSAs can be an attractive option for all employees and can improve access to cost-effective health care.

BJCDecember 30, 2020Comment

HSAs are for More Than Only Health Savings

HSAs are for More Than Only Health Savings

I thought my health savings account was for medical costs only, and ended up missing a big opportunity to save more for retirement.

BJCDecember 22, 2020Comment

Employee vs. Individual HSA Contributions

Employee vs. Individual HSA Contributions

Twice a year, Devenir releases findings from our semi-annual health savings account (HSA) research report.

BJCDecember 16, 2020Comment

What's the Preferred Chassis for an HSA-qualified Medical Plan?

What's the Preferred Chassis for an HSA-qualified Medical Plan?

HSA-qualified medical plans can be designed as HMOs, POS plans, or PPOs. Which is best? It depends on several factors, including state regulations and market norms.

BJCDecember 9, 2020William StuartComment

Decoupling: What is it, and how could it reshape American health care?

Decoupling: What is it, and how could it reshape American health care?

In simplest terms, “decoupling” means removing the requirement to have an HDHP as a prerequisite for having an HSA.

BJCDecember 2, 2020Comment

66% of Retirees Spend This Much on Health Care

66% of Retirees Spend This Much on Health Care

The amount that most seniors spend on medical care is equivalent to a big chunk of the average Social Security check.

BJCNovember 18, 2020Comment

5 HSA Benefits You Might Not Know About

5 HSA Benefits You Might Not Know About

Health savings accounts are an often misunderstood and overlooked opportunity for American workers. Here’s why they are worth a close look during this year’s open enrollment period.

BJCNovember 10, 2020Comment

How to Expand Health Care Choice and Access

How to Expand Health Care Choice and Access

Throughout the 2020 campaign, voters have looked for candidates who will strengthen financial security for the American people and deliver health care choice and access to families.

BJCNovember 4, 2020Comment

Stretch Those HSA Dollars

Stretch Those HSA Dollars

Dental Work in Mexico? Really? Are you crazy?

BJCOctober 28, 2020Christopher StevensonComment

Integrating Health Savings Accounts with New Health Reimbursement Arrangements:

Integrating Health Savings Accounts with New Health Reimbursement Arrangements:

Maximizing Employee Health Care Control and Minimizing Employer Burden

BJCOctober 20, 2020Brian BlaseComment

Employer matching is common in 401(k)s – and may even be better in HSAs

Employer matching is common in 401(k)s – and may even be better in HSAs

The employer-matching component of 401(k)s is designed to limit costs and incentivize participation.

BJCOctober 1, 2020Comment

Whitepaper: 'Learning' Objectives'

Whitepaper: 'Learning' Objectives'

While December 2019 marked the 16th anniversary of legislation that created Health Savings Accounts (HSAs), many still regard the HSA as a new, untested innovation.

BJCSeptember 23, 2020Comment

Devenir Report Forecasts HSA Assets to Exceed $100 Billion in 2022

Devenir Report Forecasts HSA Assets to Exceed $100 Billion in 2022

Devenir, a national leader in providing investment solutions for health savings accounts (HSAs).

BJCSeptember 9, 2020Comment

HSAs: The Road Less Traveled

HSAs: The Road Less Traveled

Most people have heard of a Health Savings Account. It sounds good, tax benefits and all. But why should they want one?

BJCAugust 12, 2020Philip D. Armstrong Comments

Congress, Decoupling, COBRA Subsidies, Abortion, and HSAs

Congress, Decoupling, COBRA Subsidies, Abortion, and HSAs

The next two weeks are crucial for healthcare legislation, as the 116th Congress proposes probably its last major bill prior to the November election.

BJCAugust 5, 2020William StuartComment

It’s time to emancipate the HSA

It’s time to emancipate the HSA

Health savings accounts (HSAs) were enacted in 2003 to help Americans cope with the increasingly popular high deductible health plans that offer low premiums, but higher out of pocket costs.

BJCJuly 29, 2020Craig KeohanComment

Opinion: Why Health Care Saving Accounts should be expanded during coronavirus pandemic

Opinion: Why Health Care Saving Accounts should be expanded during coronavirus pandemic

A simple, one-page piece of legislation will allow Americans to pay for their health care tax-free during the duration of the coronavirus pandemic.

BJCJuly 22, 2020Comment