IRS releases health savings account amounts for 2025
The IRS this week published the inflation-adjusted contribution limits and high-deductible health plan requirements for 2025. For the coming year, the annual deduction limit for individuals with self-only coverage under a high-deductible health plan is $4,300. The annual deduction limit for individuals with family coverage is $8,550.
Also for 2025, the minimum annual deductible for a high-deductible health plan is $1,650 for self-only coverage and $3,300 for family coverage. The minimum annual-of-pocket limit—such as deductibles, co-payments and other amounts, but not premiums—is $8,300 for self-only coverage and $16,600 for family coverage.